B
First Net Ins Co
Hagatna,  GU
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.13
Risk Adjusted
Capital Ratio #2
3.56
Loss
Ratio
18.24%
Total
Assets
32.39M
Capital
20.11M
Net
Premiums
5.58M
Net
Income
1.31M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
133
0
133
0.00%
23.31%
2023
134
0
134
0.00%
22.83%
2022
140
0
140
0.00%
23.10%
2021
185
0
185
0.00%
22.81%
2020
223
0
223
0.00%
21.51%
2019
294
0
294
0.00%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
18
0
18
0.00%
47.45%
2023
7
0
7
0.00%
47.29%
2022
7
0
7
0.00%
45.44%
2021
6
0
6
0.00%
44.40%
2020
7
0
7
0.00%
42.45%
2019
5
0
5
0.00%
44.33%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
21
0
21
0.00%
39.58%
2023
306
0
306
0.00%
36.96%
2022
6
0
6
0.00%
37.07%
2021
8
0
8
0.00%
39.17%
2020
4
0
4
0.00%
35.42%
2019
12
0
12
0.00%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
96.09%
2023
0
0
0
0.00%
95.22%
2022
0
0
0
0.00%
96.00%
2021
0
0
0
0.00%
93.58%
2020
0
0
0
0.00%
94.02%
2019
0
0
0
0.00%
94.59%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
6
0
6
0.00%
12.32%
2023
2
0
2
0.00%
16.34%
2022
3
0
3
0.00%
11.13%
2021
1
0
1
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
4
0
4
0.00%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
36
0
36
0.00%
45.22%
2023
43
0
43
0.00%
44.64%
2022
55
0
55
0.00%
46.15%
2021
56
0
56
0.00%
46.87%
2020
52
0
52
0.00%
43.90%
2019
93
0
93
0.00%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
41
0
41
0.00%
35.33%
2023
0
0
0
0.00%
35.67%
2022
84
0
84
0.00%
37.14%
2021
68
0
68
0.00%
35.46%
2020
63
0
63
0.00%
33.86%
2019
41
0
41
0.00%
34.01%