Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
160
0
160
0.00%
23.88%
2024
133
0
133
0.00%
23.31%
2023
134
0
134
0.00%
22.83%
2022
140
0
140
0.00%
23.10%
2021
185
0
185
0.00%
22.81%
2020
223
0
223
0.00%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
27
0
27
0.00%
49.08%
2024
18
0
18
0.00%
47.46%
2023
7
0
7
0.00%
47.29%
2022
7
0
7
0.00%
45.44%
2021
6
0
6
0.00%
44.40%
2020
7
0
7
0.00%
42.45%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
22
0
22
0.00%
38.98%
2024
21
0
21
0.00%
39.58%
2023
306
0
306
0.00%
36.96%
2022
6
0
6
0.00%
37.07%
2021
8
0
8
0.00%
39.17%
2020
4
0
4
0.00%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
95.15%
2024
0
0
0
0.00%
96.08%
2023
0
0
0
0.00%
95.22%
2022
0
0
0
0.00%
96.00%
2021
0
0
0
0.00%
93.58%
2020
0
0
0
0.00%
94.02%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
10
0
10
0.00%
13.25%
2024
6
0
6
0.00%
12.32%
2023
2
0
2
0.00%
16.34%
2022
3
0
3
0.00%
11.13%
2021
1
0
1
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
70
0
70
0.00%
45.21%
2024
36
0
36
0.00%
45.23%
2023
43
0
43
0.00%
44.64%
2022
55
0
55
0.00%
46.15%
2021
56
0
56
0.00%
46.87%
2020
52
0
52
0.00%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
63.59%
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
68
0
68
0.00%
34.83%
2024
41
0
41
0.00%
35.33%
2023
0
0
0
0.00%
35.67%
2022
84
0
84
0.00%
37.14%
2021
68
0
68
0.00%
35.46%
2020
63
0
63
0.00%
33.86%