D
ROOT INS CO
Rating Date
December 2023
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings ROOT INS CO
Columbus, IL
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Capitalization Index 2.60
Investment Safety Index --
Liquidity Index 0.80
Profitability Index 0.70
Reserve Adequacy Index 4.70
Stability Index 1.80
Company Info ROOT INS CO
Columbus, IL
Click to
Compare
Click to
Compare
Click to
Compare
Industry P&C
NAIC Number 10974
Phone Number (989) 944-1195
Website www.joinroot.com
Address 80 E Rich St Suite 500 Columbus, IL 43215
Balance Sheet ROOT INS CO
Columbus, IL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 393.72M
Capital and Reserves ROOT INS CO
Columbus, IL
Click to
Compare
Click to
Compare
Click to
Compare
Risk-Adjusted Capital Ratio #1 0.60
Risk-Adjusted Capital Ratio #2 0.50
1-Year Reserve Development 4.10%
2-Year Reserve Development -9.00%
Capital 77.00M
Premium to Surplus 92.10%
Reserves to Surplus 161.30%
Investments ROOT INS CO
Columbus, IL
Click to
Compare
Click to
Compare
Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.00%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios ROOT INS CO
Columbus, IL
Click to
Compare
Click to
Compare
Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 48.20%
Combined Ratio 274.10%
Expense Ratio 57.30%
Loss Ratio 216.80%
Net Premium Growth -12.90%
Other Medical ROOT INS CO
Columbus, IL
Click to
Compare
Click to
Compare
Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability ROOT INS CO
Columbus, IL
Click to
Compare
Click to
Compare
Click to
Compare
Net Income -125.72M
Net Premium 70.95M
Health Premium --
Weiss Ratings