B
Fortuity Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.50
Risk Adjusted
Capital Ratio #2
1.72
Loss
Ratio
63.93%
Total
Assets
75.69M
Capital
26.17M
Net
Premiums
37.51M
Net
Income
1.75M
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Weiss Ratings Fortuity Ins Co
Frankenmuth, MI 		Click to
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Rating B
Capitalization Index 8.10
Investment Safety Index --
Liquidity Index 6.50
Profitability Index 6.00
Reserve Adequacy Index 7.00
Stability Index 6.40
Company Info Fortuity Ins Co
Frankenmuth, MI 		Click to
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Industry P&C
NAIC Number 10985
Phone Number (989) 652-6121
Website www.fmins.com
Address One Mutual Avenue Frankenmuth, MI 48787
Balance Sheet Fortuity Ins Co
Frankenmuth, MI 		Click to
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Total Assets 75.69M
Capital and Reserves Fortuity Ins Co
Frankenmuth, MI 		Click to
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Risk-Adjusted Capital Ratio #1 2.50
Risk-Adjusted Capital Ratio #2 1.72
1-Year Reserve Development 0.27%
2-Year Reserve Development 1.68%
Capital 26.17M
Premium to Surplus 143.32%
Reserves to Surplus 98.10%
Investments Fortuity Ins Co
Frankenmuth, MI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Fortuity Ins Co
Frankenmuth, MI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 114.63%
Combined Ratio 98.53%
Expense Ratio 34.60%
Loss Ratio 63.93%
Net Premium Growth 12.00%
Other Medical Fortuity Ins Co
Frankenmuth, MI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Fortuity Ins Co
Frankenmuth, MI 		Click to
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Net Income 1.75M
Net Premium 37.51M
Health Premium --