C
Utica Lloyds of Texas
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
115
182
297
61.28%
23.31%
2023
101
139
240
57.92%
22.83%
2022
111
114
225
50.67%
23.10%
2021
117
88
205
42.93%
22.81%
2020
74
71
145
48.97%
21.51%
2019
59
77
136
56.62%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
144
179
323
55.42%
47.45%
2023
120
165
285
57.89%
47.29%
2022
96
129
225
57.33%
45.44%
2021
80
86
166
51.81%
44.40%
2020
54
71
125
56.80%
42.45%
2019
76
71
147
48.30%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
262
239
501
47.70%
41.74%
2023
125
105
230
45.65%
38.64%
2022
111
94
205
45.85%
39.39%
2021
484
319
803
39.73%
40.41%
2020
188
237
425
55.76%
48.09%
2019
184
173
357
48.46%
43.30%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
1
1
100.00%
12.32%
2022
1
1
2
50.00%
11.13%
2021
0
3
3
100.00%
18.93%
2020
4
1
5
20.00%
20.93%
2019
0
13
13
100.00%
16.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2020
0
2
2
100.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
24
14
38
36.84%
35.33%
2023
27
7
34
20.59%
35.67%
2022
31
13
44
29.55%
37.14%
2021
19
9
28
32.14%
35.46%
2020
24
16
40
40.00%
33.86%
2019
12
3
15
20.00%
34.01%