Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
546
77
623
12.36%
23.31%
2023
601
85
686
12.39%
22.83%
2022
585
94
679
13.84%
23.10%
2021
569
73
642
11.37%
22.81%
2020
540
71
611
11.62%
21.51%
2019
688
104
792
13.13%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
21
20
41
48.78%
47.45%
2023
19
18
37
48.65%
47.29%
2022
18
17
35
48.57%
45.44%
2021
16
16
32
50.00%
44.40%
2020
20
21
41
51.22%
42.45%
2019
26
18
44
40.91%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
57
56
113
49.56%
41.74%
2023
53
52
105
49.52%
38.64%
2022
52
47
99
47.47%
39.39%
2021
64
56
120
46.67%
40.41%
2020
62
113
175
64.57%
48.09%
2019
62
55
117
47.01%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
90
69
159
43.40%
39.58%
2023
100
74
174
42.53%
36.96%
2022
82
71
153
46.41%
37.07%
2021
102
90
192
46.88%
39.17%
2020
129
99
228
43.42%
35.42%
2019
126
87
213
40.85%
35.34%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
96.09%
2023
0
0
0
0.00%
95.22%
2022
0
0
0
0.00%
96.00%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
92.29%
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
81.44%
2023
0
1
1
100.00%
74.87%
2022
0
1
1
100.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
0
1
1
100.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
5
6
83.33%
12.32%
2023
1
6
7
85.71%
16.34%
2022
2
6
8
75.00%
11.13%
2021
1
7
8
87.50%
18.93%
2020
2
7
9
77.78%
20.93%
2019
3
10
13
76.92%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
136
71
207
34.30%
45.22%
2023
140
79
219
36.07%
44.64%
2022
137
82
219
37.44%
46.15%
2021
137
73
210
34.76%
46.87%
2020
143
66
209
31.58%
43.90%
2019
204
98
302
32.45%
42.09%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
2019
0
0
0
0.00%
81.57%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
1
1
100.00%
62.74%
2020
0
1
1
100.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
144
103
247
41.70%
35.33%
2023
142
108
250
43.20%
35.67%
2022
103
290
393
73.79%
37.14%
2021
126
89
215
41.40%
35.46%
2020
109
77
186
41.40%
33.86%
2019
159
90
249
36.14%
34.01%