B
West Virginia Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
14.49
Risk Adjusted
Capital Ratio #2
11.25
Loss
Ratio
87.22%
Total
Assets
68.76M
Capital
58.24M
Net
Premiums
11.87M
Net
Income
286.26K
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Weiss Ratings West Virginia Ins Co
Harrisville, WV 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 5.00
Reserve Adequacy Index 8.10
Stability Index 5.90
Company Info West Virginia Ins Co
Harrisville, WV 		Click to
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Industry P&C
NAIC Number 11003
Phone Number (304) 643-2772
Website www.wvainsurance.com
Address 2493 Ellenboro Road Harrisville, WV 26362
Balance Sheet West Virginia Ins Co
Harrisville, WV 		Click to
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Total Assets 68.76M
Capital and Reserves West Virginia Ins Co
Harrisville, WV 		Click to
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Risk-Adjusted Capital Ratio #1 14.49
Risk-Adjusted Capital Ratio #2 11.25
1-Year Reserve Development 0.18%
2-Year Reserve Development -0.58%
Capital 58.24M
Premium to Surplus 20.37%
Reserves to Surplus 6.51%
Investments West Virginia Ins Co
Harrisville, WV 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios West Virginia Ins Co
Harrisville, WV 		Click to
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Medical Loss Ratio --
Cash From Underwriting 96.71%
Combined Ratio 107.59%
Expense Ratio 20.38%
Loss Ratio 87.22%
Net Premium Growth -0.82%
Other Medical West Virginia Ins Co
Harrisville, WV 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability West Virginia Ins Co
Harrisville, WV 		Click to
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Net Income 286.26K
Net Premium 11.87M
Health Premium --