B
West Virginia Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
13.25
Risk Adjusted
Capital Ratio #2
10.57
Loss
Ratio
71.41%
Total
Assets
67.45M
Capital
56.58M
Net
Premiums
6.40M
Net
Income
-1.20M
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Weiss Ratings West Virginia Ins Co
Harrisville, WV 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 8.30
Reserve Adequacy Index 8.10
Stability Index 5.80
Company Info West Virginia Ins Co
Harrisville, WV 		Click to
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Industry P&C
NAIC Number 11003
Phone Number (304) 643-2772
Website www.wvainsurance.com
Address 2493 Ellenboro Road Harrisville, WV 26362
Balance Sheet West Virginia Ins Co
Harrisville, WV 		Click to
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Total Assets 67.45M
Capital and Reserves West Virginia Ins Co
Harrisville, WV 		Click to
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Risk-Adjusted Capital Ratio #1 13.25
Risk-Adjusted Capital Ratio #2 10.57
1-Year Reserve Development -30.00%
2-Year Reserve Development -30.00%
Capital 56.58M
Premium to Surplus 20.00%
Reserves to Surplus 0.00%
Investments West Virginia Ins Co
Harrisville, WV 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios West Virginia Ins Co
Harrisville, WV 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 90.00%
Expense Ratio 20.00%
Loss Ratio 71.41%
Net Premium Growth 10.00%
Other Medical West Virginia Ins Co
Harrisville, WV 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability West Virginia Ins Co
Harrisville, WV 		Click to
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Net Income -1.20M
Net Premium 6.40M
Health Premium --