B
Spring Valley Mutual Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
81
28
109
25.69%
23.88%
2024
100
19
119
15.97%
23.31%
2023
137
32
169
18.93%
22.83%
2022
134
37
171
21.64%
23.10%
2021
118
36
154
23.38%
22.81%
2020
139
24
163
14.72%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
19
4
23
17.39%
49.08%
2024
22
7
29
24.14%
47.46%
2023
21
8
29
27.59%
47.29%
2022
38
20
58
34.48%
45.44%
2021
38
25
63
39.68%
44.40%
2020
23
41
64
64.06%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
22
10
32
31.25%
42.44%
2024
41
32
73
43.84%
41.75%
2023
87
97
184
52.72%
38.64%
2022
111
140
251
55.78%
39.39%
2021
121
93
214
43.46%
40.41%
2020
140
112
252
44.44%
48.09%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3
3
6
50.00%
13.25%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
0
1
0.00%
34.83%
2024
2
0
2
0.00%
35.33%
2023
3
1
4
25.00%
35.67%
2022
1
2
3
66.67%
37.14%
2021
6
4
10
40.00%
35.46%
2020
3
2
5
40.00%
33.86%