Major Rating Factors:
Fair profitability index (4.9 on a scale of 0 to 10). Fair overall results on stability tests (3.2) including. Strong long-term capitalization index (9.3) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Superior liquidity (9.2) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Other (100%)
Licensed in:
GA
Principal Investments:
Investment grade bonds (62.2%), common stock (33.6%), cash (2.8%), non investment grade bonds (0.7%), other (0.6%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
475 North Central Avenue
Hapeville, GA 30354
Hapeville, GA 30354
Phone Number
(404) 767-7501
NAIC Number
11040
Website
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Largest Affiliates
No affiliate information available.