A
Stonetrust Commercial Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.10
Risk Adjusted
Capital Ratio #2
2.00
Loss
Ratio
38.27%
Total
Assets
280.44M
Capital
142.34M
Net
Premiums
51.80M
Net
Income
1.19M
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Weiss Ratings Stonetrust Commercial Ins Co
Baton Rouge, LA 		Click to
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Rating A
Capitalization Index 8.40
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 8.20
Reserve Adequacy Index 9.50
Stability Index 6.90
Company Info Stonetrust Commercial Ins Co
Baton Rouge, LA 		Click to
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Industry P&C
NAIC Number 11042
Phone Number (225) 923-1050
Website www.stonetrustinsurance.com
Address 5615 Corporate Boulevard Baton Rouge, LA 70808
Balance Sheet Stonetrust Commercial Ins Co
Baton Rouge, LA 		Click to
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Total Assets 280.44M
Capital and Reserves Stonetrust Commercial Ins Co
Baton Rouge, LA 		Click to
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Risk-Adjusted Capital Ratio #1 3.10
Risk-Adjusted Capital Ratio #2 2.00
1-Year Reserve Development -620.00%
2-Year Reserve Development -1,420.00%
Capital 142.34M
Premium to Surplus 30.00%
Reserves to Surplus 40.00%
Investments Stonetrust Commercial Ins Co
Baton Rouge, LA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 2.26%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Stonetrust Commercial Ins Co
Baton Rouge, LA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 80.00%
Expense Ratio 40.00%
Loss Ratio 38.27%
Net Premium Growth 0.00%
Other Medical Stonetrust Commercial Ins Co
Baton Rouge, LA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Stonetrust Commercial Ins Co
Baton Rouge, LA 		Click to
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Net Income 1.19M
Net Premium 51.80M
Health Premium --