B
Amerisure Partners Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (3.9 on a scale of 0 to 10) with operating losses during 2022, 2023 and 2025. History of adequate reserve strength (6.4) as reserves have been consistently at an acceptable level. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent overall results on stability tests (7.0). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business: Personal/comm auto (32.6%), work comp (27.6%), comm multi (26.3%), product liab. (2.5%), fin guar/surety (0.9%), other (10.1%)
Licensed in: All states except CA, CT, ME, NH, NJ
Principal Investments: Investment grade bonds (94.2%), cash (1.1%), common stock (0.1%), other (4.6%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Amerisure Mutual Holdings Inc
Investment Rating
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Company Address
26777 Halsted Road
Farmington Hills, MI 48331
Phone Number
(248) 615-9000
NAIC Number
11050
Largest Affiliates
B
Farmington Hills, MI - P&C
B
Farmington Hills, MI - P&C