B
ASI Lloyds
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.16
Risk Adjusted
Capital Ratio #2
0.94
Loss
Ratio
45.63%
Total
Assets
739.51M
Capital
209.71M
Net
Premiums
504.03M
Net
Income
125.40M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
1
0
1
0.00%
22.81%
2020
34
11
45
24.44%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
7,422
4,901
12,323
39.77%
38.98%
2024
10,369
7,318
17,687
41.38%
39.58%
2023
10,535
4,413
14,948
29.52%
36.96%
2022
9,904
5,119
15,023
34.07%
37.07%
2021
11,140
5,254
16,394
32.05%
39.17%
2020
10,406
4,160
14,566
28.56%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
15
16
93.75%
13.25%
2024
4
21
25
84.00%
12.32%
2023
3
18
21
85.71%
16.34%
2022
4
18
22
81.82%
11.13%
2021
4
12
16
75.00%
18.93%
2020
6
10
16
62.50%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
0
0
0
0.00%
46.87%
2020
6
5
11
45.45%
43.90%