Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
79
132
211
62.56%
23.88%
2024
150
121
271
44.65%
23.31%
2023
310
207
517
40.04%
22.83%
2022
209
298
507
58.78%
23.10%
2021
208
156
364
42.86%
22.81%
2020
185
167
352
47.44%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
253
275
528
52.08%
49.08%
2024
952
197
1,149
17.15%
47.46%
2023
394
374
768
48.70%
47.29%
2022
322
229
551
41.56%
45.44%
2021
347
189
536
35.26%
44.40%
2020
343
190
533
35.65%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
1
0
1
0.00%
41.75%
2023
2
4
6
66.67%
38.64%
2022
1
3
4
75.00%
39.39%
2021
2
1
3
33.33%
40.41%
2020
0
1
1
100.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
607
130
737
17.64%
38.98%
2024
952
212
1,164
18.21%
39.58%
2023
1,818
560
2,378
23.55%
36.96%
2022
899
399
1,298
30.74%
37.07%
2021
664
1,036
1,700
60.94%
39.17%
2020
1,139
850
1,989
42.74%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
41
42
97.62%
83.87%
2024
2
67
69
97.10%
81.44%
2023
6
32
38
84.21%
74.87%
2022
9
19
28
67.86%
72.69%
2021
8
12
20
60.00%
79.01%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
28
74
102
72.55%
13.25%
2024
19
35
54
64.81%
12.32%
2023
43
72
115
62.61%
16.34%
2022
46
74
120
61.67%
11.13%
2021
34
125
159
78.62%
18.93%
2020
48
127
175
72.57%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2022
0
11
11
100.00%
46.15%
2021
0
4
4
100.00%
46.87%
2020
32
12
44
27.27%
43.90%