C
Hartland Mutual Ins Co
Minot,  ND
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.40
Risk Adjusted
Capital Ratio #2
3.04
Loss
Ratio
78.97%
Total
Assets
16.57M
Capital
10.28M
Net
Premiums
2.82M
Net
Income
112.52K
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Weiss Ratings Hartland Mutual Ins Co
Minot, ND 		Click to
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Rating C
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 8.80
Profitability Index 3.70
Reserve Adequacy Index 7.00
Stability Index 3.00
Company Info Hartland Mutual Ins Co
Minot, ND 		Click to
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Industry P&C
NAIC Number 11101
Phone Number (701) 838-3716
Website www.hartlandmutual.com
Address 815 31st Avenue, SW Minot, ND 58701
Balance Sheet Hartland Mutual Ins Co
Minot, ND 		Click to
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Total Assets 16.57M
Capital and Reserves Hartland Mutual Ins Co
Minot, ND 		Click to
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Risk-Adjusted Capital Ratio #1 4.40
Risk-Adjusted Capital Ratio #2 3.04
1-Year Reserve Development -230.00%
2-Year Reserve Development 50.00%
Capital 10.28M
Premium to Surplus 40.00%
Reserves to Surplus 10.00%
Investments Hartland Mutual Ins Co
Minot, ND 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 3.55%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Hartland Mutual Ins Co
Minot, ND 		Click to
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Medical Loss Ratio --
Cash From Underwriting 80.00%
Combined Ratio 130.00%
Expense Ratio 50.00%
Loss Ratio 78.97%
Net Premium Growth -10.00%
Other Medical Hartland Mutual Ins Co
Minot, ND 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Hartland Mutual Ins Co
Minot, ND 		Click to
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Net Income 112.52K
Net Premium 2.82M
Health Premium --