C
Safety First Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.87
Risk Adjusted
Capital Ratio #2
0.57
Loss
Ratio
70.90%
Total
Assets
113.57M
Capital
62.36M
Net
Premiums
4.35M
Net
Income
3.27M
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Weiss Ratings Safety First Ins Co
Saint Louis, MO 		Click to
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Rating C
Capitalization Index 4.00
Investment Safety Index --
Liquidity Index 7.90
Profitability Index 6.60
Reserve Adequacy Index 3.40
Stability Index 5.80
Company Info Safety First Ins Co
Saint Louis, MO 		Click to
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Industry P&C
NAIC Number 11123
Phone Number (888) 995-5300
Website www.safetynational.com
Address 1832 Schuetz Road Saint Louis, MO 63146
Balance Sheet Safety First Ins Co
Saint Louis, MO 		Click to
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Total Assets 113.57M
Capital and Reserves Safety First Ins Co
Saint Louis, MO 		Click to
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Risk-Adjusted Capital Ratio #1 0.87
Risk-Adjusted Capital Ratio #2 0.57
1-Year Reserve Development 8.34%
2-Year Reserve Development 15.23%
Capital 62.36M
Premium to Surplus 6.98%
Reserves to Surplus 59.10%
Investments Safety First Ins Co
Saint Louis, MO 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Safety First Ins Co
Saint Louis, MO 		Click to
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Medical Loss Ratio --
Cash From Underwriting -27.10%
Combined Ratio 29.06%
Expense Ratio -41.84%
Loss Ratio 70.90%
Net Premium Growth 0.79%
Other Medical Safety First Ins Co
Saint Louis, MO 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Safety First Ins Co
Saint Louis, MO 		Click to
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Net Income 3.27M
Net Premium 4.35M
Health Premium --