B
Rural Trust Ins Co
Wichita,  KS
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.94
Risk Adjusted
Capital Ratio #2
1.34
Loss
Ratio
90.54%
Total
Assets
60.93M
Capital
20.78M
Net
Premiums
8.68M
Net
Income
2.22M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
233
35
268
13.06%
23.31%
2023
272
23
295
7.80%
22.83%
2022
244
21
265
7.92%
23.10%
2021
224
28
252
11.11%
22.81%
2020
248
26
274
9.49%
21.51%
2019
249
22
271
8.12%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
54
26
80
32.50%
47.45%
2023
57
29
86
33.72%
47.29%
2022
42
22
64
34.38%
45.44%
2021
59
19
78
24.36%
44.40%
2020
49
13
62
20.97%
42.45%
2019
56
22
78
28.21%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
123
24
147
16.33%
41.74%
2023
148
43
191
22.51%
38.64%
2022
146
54
200
27.00%
39.39%
2021
141
41
182
22.53%
40.41%
2020
139
44
183
24.04%
48.09%
2019
142
54
196
27.55%
43.30%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
9
10
90.00%
81.44%
2023
0
1
1
100.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
1
1
100.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
0
0
0
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
2019
0
0
0
0.00%
16.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
126
65
191
34.03%
35.33%
2023
93
59
152
38.82%
35.67%
2022
102
52
154
33.77%
37.14%
2021
108
44
152
28.95%
35.46%
2020
104
39
143
27.27%
33.86%
2019
82
73
155
47.10%
34.01%