Ins Co of the South
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
800
39
839
4.65%
23.88%
2024
902
69
971
7.11%
23.31%
2023
783
107
890
12.02%
22.83%
2022
1,904
151
2,055
7.35%
23.10%
2021
0
0
0
0.00%
22.81%
2020
2,398
276
2,674
10.32%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
126
16
142
11.27%
49.08%
2024
94
16
110
14.55%
47.46%
2023
103
69
172
40.12%
47.29%
2022
249
237
486
48.77%
45.44%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
127
22
149
14.77%
42.44%
2024
102
46
148
31.08%
41.75%
2023
92
61
153
39.87%
38.64%
2022
47
115
162
70.99%
39.39%
2021
0
0
0
0.00%
40.41%
2020
96
17
113
15.04%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
514
54
568
9.51%
38.98%
2024
817
140
957
14.63%
39.58%
2023
212
57
269
21.19%
36.96%
2022
154
58
212
27.36%
37.07%
2021
0
0
0
0.00%
39.17%
2020
110
51
161
31.68%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
98
13
111
11.71%
83.87%
2024
273
53
326
16.26%
81.44%
2023
630
29
659
4.40%
74.87%
2022
457
25
482
5.19%
72.69%
2021
0
0
0
0.00%
79.01%
2020
80
2
82
2.44%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
5,418
31
5,449
0.57%
13.25%
2024
5,199
67
5,266
1.27%
12.32%
2023
4,676
60
4,736
1.27%
16.34%
2022
11,287
160
11,447
1.40%
11.13%
2021
0
0
0
0.00%
18.93%
2020
10,240
1
10,241
0.01%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
22
30
52
57.69%
45.21%
2024
32
51
83
61.45%
45.23%
2023
44
52
96
54.17%
44.64%
2022
318
231
549
42.08%
46.15%
2021
0
0
0
0.00%
46.87%
2020
543
378
921
41.04%
43.90%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
12,271
625
12,896
4.85%
3.84%
2024
13,874
5
13,879
0.04%
4.30%
2023
15,410
4
15,414
0.03%
4.57%
2022
43,326
30
43,356
0.07%
4.29%
2021
0
0
0
0.00%
5.64%
2020
43,450
63
43,513
0.14%
5.60%