Fairmont Farmers Mutual Ins Co

Fairmont, MN

Rating Date

October 2025

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

4.11

Risk Adjusted
Capital Ratio #2

2.47

Loss
Ratio

45.59%

Total
Assets

61.93M

Capital

27.54M

Net
Premiums

18.72M

Net
Income

3.39M

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Weiss Ratings	Fairmont Farmers Mutual Ins Co Fairmont, MN	Click to Compare	Click to Compare	Click to Compare
Rating	B
Capitalization Index	8.90
Investment Safety Index	--
Liquidity Index	8.50
Profitability Index	5.10
Reserve Adequacy Index	7.00
Stability Index	5.10

Company Info	Fairmont Farmers Mutual Ins Co Fairmont, MN	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	11186
Phone Number	(507) 235-9476
Website	www.fairmontfarmersmutual.net
Address	118 Downtown Plaza Fairmont, MN 56031

Balance Sheet	Fairmont Farmers Mutual Ins Co Fairmont, MN	Click to Compare	Click to Compare	Click to Compare
Total Assets	61.93M

Capital and Reserves	Fairmont Farmers Mutual Ins Co Fairmont, MN	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	4.11
Risk-Adjusted Capital Ratio #2	2.47
1-Year Reserve Development	-320.00%
2-Year Reserve Development	90.00%
Capital	27.54M
Premium to Surplus	130.00%
Reserves to Surplus	10.00%

Investments	Fairmont Farmers Mutual Ins Co Fairmont, MN	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Fairmont Farmers Mutual Ins Co Fairmont, MN	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	120.00%
Combined Ratio	80.00%
Expense Ratio	40.00%
Loss Ratio	45.59%
Net Premium Growth	0.00%

Other Medical	Fairmont Farmers Mutual Ins Co Fairmont, MN	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Fairmont Farmers Mutual Ins Co Fairmont, MN	Click to Compare	Click to Compare	Click to Compare
Net Income	3.39M
Net Premium	18.72M
Health Premium	--