Fairmont Farmers Mutual Ins Co

Fairmont, MN

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

5.35

Risk Adjusted
Capital Ratio #2

3.08

Loss
Ratio

34.07%

Total
Assets

71.18M

Capital

35.34M

Net
Premiums

39.82M

Net
Income

10.91M

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Weiss Ratings	Fairmont Farmers Mutual Ins Co Fairmont, MN	Click to Compare	Click to Compare	Click to Compare
Rating	B
Capitalization Index	9.00
Investment Safety Index	--
Liquidity Index	7.20
Profitability Index	7.20
Reserve Adequacy Index	7.00
Stability Index	5.30

Company Info	Fairmont Farmers Mutual Ins Co Fairmont, MN	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	11186
Phone Number	(507) 235-9476
Website	www.fairmontfarmersmutual.net
Address	118 Downtown Plaza Fairmont, MN 56031

Balance Sheet	Fairmont Farmers Mutual Ins Co Fairmont, MN	Click to Compare	Click to Compare	Click to Compare
Total Assets	71.18M

Capital and Reserves	Fairmont Farmers Mutual Ins Co Fairmont, MN	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	5.35
Risk-Adjusted Capital Ratio #2	3.08
1-Year Reserve Development	-2.11%
2-Year Reserve Development	-3.05%
Capital	35.34M
Premium to Surplus	112.66%
Reserves to Surplus	5.24%

Investments	Fairmont Farmers Mutual Ins Co Fairmont, MN	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Fairmont Farmers Mutual Ins Co Fairmont, MN	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	156.56%
Combined Ratio	63.05%
Expense Ratio	28.98%
Loss Ratio	34.07%
Net Premium Growth	26.12%

Other Medical	Fairmont Farmers Mutual Ins Co Fairmont, MN	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Fairmont Farmers Mutual Ins Co Fairmont, MN	Click to Compare	Click to Compare	Click to Compare
Net Income	10.91M
Net Premium	39.82M
Health Premium	--