Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2,026
660
2,686
24.57%
23.88%
2024
2,559
704
3,263
21.58%
23.31%
2023
2,988
896
3,884
23.07%
22.83%
2022
3,294
1,209
4,503
26.85%
23.10%
2021
3,901
1,175
5,076
23.15%
22.81%
2020
4,592
1,189
5,781
20.57%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
349
109
458
23.80%
38.98%
2024
595
175
770
22.73%
39.58%
2023
610
192
802
23.94%
36.96%
2022
757
205
962
21.31%
37.07%
2021
1,061
289
1,350
21.41%
39.17%
2020
1,258
344
1,602
21.47%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
6
7
13
53.85%
13.25%
2024
6
1
7
14.29%
12.32%
2023
3
1
4
25.00%
16.34%
2022
8
1
9
11.11%
11.13%
2021
1
5
6
83.33%
18.93%
2020
3
1
4
25.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
591
323
914
35.34%
45.21%
2024
712
378
1,090
34.68%
45.23%
2023
857
417
1,274
32.73%
44.64%
2022
882
471
1,353
34.81%
46.15%
2021
1,038
567
1,605
35.33%
46.87%
2020
1,241
515
1,756
29.33%
43.90%