Encompass Home & Auto Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
8,755
2,270
11,025
20.59%
23.88%
2024
12,226
3,078
15,304
20.11%
23.31%
2023
15,277
3,761
19,038
19.76%
22.83%
2022
16,096
3,869
19,965
19.38%
23.10%
2021
19,225
4,185
23,410
17.88%
22.81%
2020
20,152
4,037
24,189
16.69%
21.51%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3,453
1,879
5,332
35.24%
38.98%
2024
2,731
1,167
3,898
29.94%
39.58%
2023
3,426
1,224
4,650
26.32%
36.96%
2022
3,289
1,297
4,586
28.28%
37.07%
2021
4,302
1,840
6,142
29.96%
39.17%
2020
5,933
3,128
9,061
34.52%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2
6
8
75.00%
12.32%
2023
2
9
11
81.82%
16.34%
2022
1
10
11
90.91%
11.13%
2021
3
17
20
85.00%
18.93%
2020
1
9
10
90.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3,158
2,267
5,425
41.79%
45.21%
2024
3,838
2,489
6,327
39.34%
45.23%
2023
3,973
2,768
6,741
41.06%
44.64%
2022
3,862
2,638
6,500
40.58%
46.15%
2021
3,647
2,522
6,169
40.88%
46.87%
2020
3,800
2,698
6,498
41.52%
43.90%