Encompass Home & Auto Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
12,226
3,078
15,304
20.11%
23.31%
2023
15,277
3,761
19,038
19.76%
22.83%
2022
16,096
3,869
19,965
19.38%
23.10%
2021
19,225
4,185
23,410
17.88%
22.81%
2020
20,152
4,037
24,189
16.69%
21.51%
2019
27,459
6,177
33,636
18.36%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2,731
1,167
3,898
29.94%
39.58%
2023
3,426
1,224
4,650
26.32%
36.96%
2022
3,289
1,297
4,586
28.28%
37.07%
2021
4,302
1,840
6,142
29.96%
39.17%
2020
5,933
3,128
9,061
34.52%
35.42%
2019
6,220
2,784
9,004
30.92%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2
6
8
75.00%
12.20%
2023
2
9
11
81.82%
16.34%
2022
1
10
11
90.91%
11.13%
2021
3
17
20
85.00%
18.93%
2020
1
9
10
90.00%
20.93%
2019
2
5
7
71.43%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3,838
2,489
6,327
39.34%
45.22%
2023
3,973
2,768
6,741
41.06%
44.64%
2022
3,862
2,638
6,500
40.58%
46.15%
2021
3,647
2,522
6,169
40.88%
46.87%
2020
3,800
2,698
6,498
41.52%
43.90%
2019
5,497
4,720
10,217
46.20%
42.09%