Major Rating Factors:
Fair overall results on stability tests (3.8 on a scale of 0 to 10) including. Strong long-term capitalization index (8.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.4) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (8.6) despite modest operating losses during the first six months of 2025. Return on equity has been good over the last five years, averaging 12.3%. Excellent liquidity (7.3) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Work comp (100.0%)
Licensed in:
GA
Principal Investments:
Investment grade bonds (64.6%), common stock (23.4%), cash (4.3%), other (7.8%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
400 Franklin Gateway, SE
Marietta, GA 30067
Marietta, GA 30067
Phone Number
(678) 766-8341 202
NAIC Number
11263
Website
Largest Affiliates
No affiliate information available.