B
Germantown Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.59
Risk Adjusted
Capital Ratio #2
4.08
Loss
Ratio
58.61%
Total
Assets
117.30M
Capital
60.27M
Net
Premiums
38.89M
Net
Income
6.14M
My Lists My Alerts
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
488
279
767
36.38%
38.98%
2024
587
350
937
37.35%
39.58%
2023
648
351
999
35.14%
36.96%
2022
714
349
1,063
32.83%
37.07%
2021
1,197
683
1,880
36.33%
39.17%
2020
1,345
696
2,041
34.10%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
5
5
100.00%
13.25%
2024
1
4
5
80.00%
12.32%
2023
1
4
5
80.00%
16.34%
2022
0
4
4
100.00%
11.13%
2021
2
7
9
77.78%
18.93%
2020
2
12
14
85.71%
20.93%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
34.83%
2024
0
0
0
0.00%
35.33%
2023
0
0
0
0.00%
35.67%
2022
0
0
0
0.00%
37.14%
2021
0
0
0
0.00%
35.46%
2020
0
0
0
0.00%
33.86%