Public Utility Mutual Ins Co
Major Rating Factors:
Weak overall results on stability tests (1.1 on a scale of 0 to 10) including. The largest net exposure for one risk is excessive at 19.3% of capital. Good overall profitability index (5.3). Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (9.3) that helps to protect the company against sharp claims increases. Superior liquidity (9.1) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Personal/comm auto (12.7%), other (87.3%)
Licensed in:
VT
Principal Investments:
Investment grade bonds (66.7%), common stock (15.7%), cash (8.0%), other (9.6%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
463 Mountain View Drive
Colchester, VT 05446
Colchester, VT 05446
Phone Number
(802) 864-5599
NAIC Number
11350
Largest Affiliates
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