C
Public Utility Mutual Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
9.82
Risk Adjusted
Capital Ratio #2
5.74
Loss
Ratio
39.77%
Total
Assets
11.32M
Capital
9.72M
Net
Premiums
1.11M
Net
Income
229.50K
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Weiss Ratings Public Utility Mutual Ins Co
Colchester, VT 		Click to
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Rating C
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 8.40
Profitability Index 7.70
Reserve Adequacy Index 9.30
Stability Index 1.00
Company Info Public Utility Mutual Ins Co
Colchester, VT 		Click to
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Industry P&C
NAIC Number 11350
Phone Number (802) 864-5599
Website purma.org/about-pumic-public-utility-mutual-insurance-company
Address 463 Mountain View Drive Colchester, VT 05446
Balance Sheet Public Utility Mutual Ins Co
Colchester, VT 		Click to
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Total Assets 11.32M
Capital and Reserves Public Utility Mutual Ins Co
Colchester, VT 		Click to
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Risk-Adjusted Capital Ratio #1 9.82
Risk-Adjusted Capital Ratio #2 5.74
1-Year Reserve Development -200.00%
2-Year Reserve Development -700.00%
Capital 9.72M
Premium to Surplus 10.00%
Reserves to Surplus 10.00%
Investments Public Utility Mutual Ins Co
Colchester, VT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Public Utility Mutual Ins Co
Colchester, VT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 120.00%
Combined Ratio 100.00%
Expense Ratio 60.00%
Loss Ratio 39.77%
Net Premium Growth 40.00%
Other Medical Public Utility Mutual Ins Co
Colchester, VT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Public Utility Mutual Ins Co
Colchester, VT 		Click to
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Net Income 229.50K
Net Premium 1.11M
Health Premium --