D
Public Utility Mutual Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Public Utility Mutual Ins Co
Colchester, VT
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Rating D
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 9.10
Profitability Index 5.30
Reserve Adequacy Index 9.30
Stability Index 1.10
Company Info Public Utility Mutual Ins Co
Colchester, VT
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Industry P&C
NAIC Number 11350
Phone Number (802) 864-5599
Website purma.org/about-pumic-public-utility-mutual-insurance-company
Address 463 Mountain View Drive Colchester, VT 05446
Balance Sheet Public Utility Mutual Ins Co
Colchester, VT
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Total Assets 11.27M
Capital and Reserves Public Utility Mutual Ins Co
Colchester, VT
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Risk-Adjusted Capital Ratio #1 7.56
Risk-Adjusted Capital Ratio #2 4.78
1-Year Reserve Development -3.50%
2-Year Reserve Development -2.97%
Capital 10.21M
Premium to Surplus 10.27%
Reserves to Surplus 8.76%
Investments Public Utility Mutual Ins Co
Colchester, VT
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Public Utility Mutual Ins Co
Colchester, VT
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Medical Loss Ratio --
Cash From Underwriting 126.29%
Combined Ratio 90.08%
Expense Ratio 65.51%
Loss Ratio 24.57%
Net Premium Growth 12.17%
Other Medical Public Utility Mutual Ins Co
Colchester, VT
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Public Utility Mutual Ins Co
Colchester, VT
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Net Income 683.52K
Net Premium 1.05M
Health Premium --