B
Caregivers United Liab Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall profitability index (6.2 on a scale of 0 to 10) despite operating losses during 2022. Good overall results on stability tests (5.5) despite. Stability strengths include excellent operational trends and good risk diversification. Strong long-term capitalization index (8.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Ample reserve history (9.4) that helps to protect the company against sharp claims increases. Excellent liquidity (8.3) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Med mal (100.0%)
Licensed in: SC
Principal Investments: Investment grade bonds (60.3%), common stock (29.8%), cash (9.1%), other (0.9%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Combined Ratio
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
1064 Gardner Road
Charleston, SC 29407
Phone Number
(843) 872-3301
NAIC Number
11544
Website
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Largest Affiliates
There are no affiliate to display.