United Central PA Recpl RRG
Major Rating Factors:
Fair reserve development (4.5 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. In 2025 the one year reserve development was 24.8% deficient. Fair profitability index (3.7) with operating losses during 2025. Good overall results on stability tests (5.3) despite weak risk adjusted capital in prior years. Stability strengths include good operational trends and excellent risk diversification.
Other Rating Factors:
Strong long-term capitalization index (7.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2020. Superior liquidity (9.1) with ample operational cash flow and liquid investments.
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Med mal (94.1%), other (5.9%)
Licensed in:
VT
Principal Investments:
Investment grade bonds (54.6%), common stock (18.1%), cash (0.4%), other (27.0%)
Corporate Info
Group Affiliation
United Central PA Reciprocal Risk Retention Group
Investment Rating
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Company Address
100 Bank Street
Burlington, VT 05401
Burlington, VT 05401
Phone Number
(843) 371-7938
NAIC Number
11548
Website
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Largest Affiliates