United Central PA Recpl RRG
Major Rating Factors:
Fair overall results on stability tests (4.4 on a scale of 0 to 10) including weak risk adjusted capital in prior years and negative cash flow from operations for 2024. Strong long-term capitalization index (7.3) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2020. Ample reserve history (9.4) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (7.3) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 13.8%. Superior liquidity (9.5) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Med mal (94.0%), other (6.0%)
Licensed in:
VT
Principal Investments:
Investment grade bonds (66.8%), common stock (21.0%), non investment grade bonds (0.1%), other (12.1%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
100 Bank Street
Burlington, VT 05401
Burlington, VT 05401
Phone Number
(802) 652-1554
NAIC Number
11548
Website
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Largest Affiliates
No affiliate information available.