D
Frank Winston Crum Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.40
Risk Adjusted
Capital Ratio #2
0.30
Loss
Ratio
69.97%
Total
Assets
277.37M
Capital
66.10M
Net
Premiums
58.45M
Net
Income
5.29M
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Weiss Ratings Frank Winston Crum Ins Co
Clearwater, FL 		Click to
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Rating D
Capitalization Index 1.30
Investment Safety Index --
Liquidity Index 5.40
Profitability Index 5.70
Reserve Adequacy Index 0.80
Stability Index 6.00
Company Info Frank Winston Crum Ins Co
Clearwater, FL 		Click to
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Industry P&C
NAIC Number 11600
Phone Number (727) 799-1150
Website www.fwcruminsurance.com
Address 100 South Missouri Avenue Clearwater, FL 33756
Balance Sheet Frank Winston Crum Ins Co
Clearwater, FL 		Click to
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Total Assets 277.37M
Capital and Reserves Frank Winston Crum Ins Co
Clearwater, FL 		Click to
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Risk-Adjusted Capital Ratio #1 0.40
Risk-Adjusted Capital Ratio #2 0.30
1-Year Reserve Development 2,980.00%
2-Year Reserve Development 6,000.00%
Capital 66.10M
Premium to Surplus 90.00%
Reserves to Surplus 110.00%
Investments Frank Winston Crum Ins Co
Clearwater, FL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Frank Winston Crum Ins Co
Clearwater, FL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 100.00%
Expense Ratio 30.00%
Loss Ratio 69.97%
Net Premium Growth 0.00%
Other Medical Frank Winston Crum Ins Co
Clearwater, FL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Frank Winston Crum Ins Co
Clearwater, FL 		Click to
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Net Income 5.29M
Net Premium 58.45M
Health Premium --