B
Contractors Ins Co of North Am
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (4.3 on a scale of 0 to 10) with operating losses during 2021. Fair overall results on stability tests (3.6) including weak risk adjusted capital in prior years and weak results on operational trends. Strong long-term capitalization index (8.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2021.
Other Rating Factors: Ample reserve history (7.8) that can protect against increases in claims costs. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: HI
Principal Investments: Cash (100.0%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
PulteGroup Inc
Investment Rating
PHM
Company Address
1001 Bishop Street
Honolulu, HI 96813
Phone Number
(808) 540-4315
NAIC Number
11603
Largest Affiliates
There are no affiliate to display.