C
River Valley Mutual Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.39
Risk Adjusted
Capital Ratio #2
1.45
Loss
Ratio
87.36%
Total
Assets
18.01M
Capital
10.00M
Net
Premiums
7.40M
Net
Income
-2.18M
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Weiss Ratings River Valley Mutual Ins Co
Whitehall, WI 		Click to
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Rating C
Capitalization Index 7.60
Investment Safety Index --
Liquidity Index 6.50
Profitability Index 2.60
Reserve Adequacy Index 4.90
Stability Index 3.00
Company Info River Valley Mutual Ins Co
Whitehall, WI 		Click to
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Industry P&C
NAIC Number 11607
Phone Number (715) 538-2123
Website www.rivervalleymutual.com
Address 36396 Main Street Whitehall, WI 54773
Balance Sheet River Valley Mutual Ins Co
Whitehall, WI 		Click to
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Total Assets 18.01M
Capital and Reserves River Valley Mutual Ins Co
Whitehall, WI 		Click to
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Risk-Adjusted Capital Ratio #1 2.39
Risk-Adjusted Capital Ratio #2 1.45
1-Year Reserve Development -3.06%
2-Year Reserve Development 3.75%
Capital 10.00M
Premium to Surplus 73.98%
Reserves to Surplus 9.02%
Investments River Valley Mutual Ins Co
Whitehall, WI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 6.90%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios River Valley Mutual Ins Co
Whitehall, WI 		Click to
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Medical Loss Ratio --
Cash From Underwriting 65.94%
Combined Ratio 137.50%
Expense Ratio 50.14%
Loss Ratio 87.36%
Net Premium Growth 1.91%
Other Medical River Valley Mutual Ins Co
Whitehall, WI 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability River Valley Mutual Ins Co
Whitehall, WI 		Click to
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Net Income -2.18M
Net Premium 7.40M
Health Premium --