E
WellSpan Reciprocal RRG
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.48
Risk Adjusted
Capital Ratio #2
0.25
Loss
Ratio
121.39%
Total
Assets
69.45M
Capital
13.26M
Net
Premiums
16.63M
Net
Income
-5.64M
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Weiss Ratings WellSpan Reciprocal RRG
Colchester, VT 		Click to
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Rating E
Capitalization Index 1.00
Investment Safety Index --
Liquidity Index 6.00
Profitability Index 2.70
Reserve Adequacy Index 0.90
Stability Index 1.50
Company Info WellSpan Reciprocal RRG
Colchester, VT 		Click to
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Industry P&C
NAIC Number 11682
Phone Number (802) 864-6118
Website www.wellspan.org
Address 463 Mountain View Colchester, VT 05446
Balance Sheet WellSpan Reciprocal RRG
Colchester, VT 		Click to
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Total Assets 69.45M
Capital and Reserves WellSpan Reciprocal RRG
Colchester, VT 		Click to
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Risk-Adjusted Capital Ratio #1 0.48
Risk-Adjusted Capital Ratio #2 0.25
1-Year Reserve Development 3,090.00%
2-Year Reserve Development 12,300.00%
Capital 13.26M
Premium to Surplus 100.00%
Reserves to Surplus 250.00%
Investments WellSpan Reciprocal RRG
Colchester, VT 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios WellSpan Reciprocal RRG
Colchester, VT 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 130.00%
Expense Ratio 0.00%
Loss Ratio 121.39%
Net Premium Growth 10.00%
Other Medical WellSpan Reciprocal RRG
Colchester, VT 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability WellSpan Reciprocal RRG
Colchester, VT 		Click to
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Net Income -5.64M
Net Premium 16.63M
Health Premium --