B
Tecumseh Health Reciprocal RRG
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: History of adequate reserve strength (5.5 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (5.5) despite. Stability strengths include excellent operational trends and good risk diversification. The largest net exposure for one risk is acceptable at 2.3% of capital.
Other Rating Factors: Fair profitability index (3.8) with operating losses during 2022, 2023 and 2025. Strong long-term capitalization index (7.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Med mal (98.4%), other (1.6%)
Licensed in: VT
Principal Investments: Common stock (59.6%), investment grade bonds (31.5%), cash (8.9%)
Ratios
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2-Year Reserve Development
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Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
620 Hinesburg Road
South Burlington, VT 05403
Phone Number
(802) 489-7212
NAIC Number
11692
Website
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Largest Affiliates
There are no affiliate to display.