C
Clear Spring Casualty Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.81
Risk Adjusted
Capital Ratio #2
0.60
Loss
Ratio
75.73%
Total
Assets
159.09M
Capital
152.66M
Net
Premiums
-62.95M
Net
Income
2.39M
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Weiss Ratings Clear Spring Casualty Ins Co
Wilkes-Barre, PA 		Click to
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Rating C
Capitalization Index 3.80
Investment Safety Index --
Liquidity Index 9.20
Profitability Index 3.80
Reserve Adequacy Index 5.70
Stability Index 6.50
Company Info Clear Spring Casualty Ins Co
Wilkes-Barre, PA 		Click to
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Industry P&C
NAIC Number 11703
Phone Number (570) 824-1400
Website d.clearspringpc.com
Address 46 Public Square Wilkes-Barre, PA 18701
Balance Sheet Clear Spring Casualty Ins Co
Wilkes-Barre, PA 		Click to
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Total Assets 159.09M
Capital and Reserves Clear Spring Casualty Ins Co
Wilkes-Barre, PA 		Click to
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Risk-Adjusted Capital Ratio #1 0.81
Risk-Adjusted Capital Ratio #2 0.60
1-Year Reserve Development 980.00%
2-Year Reserve Development 630.00%
Capital 152.66M
Premium to Surplus 150.00%
Reserves to Surplus 160.00%
Investments Clear Spring Casualty Ins Co
Wilkes-Barre, PA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 26.15%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Clear Spring Casualty Ins Co
Wilkes-Barre, PA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 110.00%
Expense Ratio 30.00%
Loss Ratio 75.73%
Net Premium Growth 0.00%
Other Medical Clear Spring Casualty Ins Co
Wilkes-Barre, PA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Clear Spring Casualty Ins Co
Wilkes-Barre, PA 		Click to
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Net Income 2.39M
Net Premium -62.95M
Health Premium --