WI River Mutual Ins Co
Major Rating Factors:
Fair reserve development (4.7 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair profitability index (4.5) with operating losses during 2025. Fair overall results on stability tests (3.7) including. The largest net exposure for one risk is excessive at 5.7% of capital.
Other Rating Factors:
Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (9.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Homeowners (37.7%), farmowners (35.4%), personal/comm auto (6.9%), fire (4.9%), comm multi (3.8%), other (11.4%)
Licensed in:
WI
Principal Investments:
Investment grade bonds (71.7%), common stock (19.0%), cash (5.5%), other (3.9%)
Corporate Info
Group Affiliation
Mt Morris Mutual Ins Co
Investment Rating
--
Company Address
431 Water Street
Prairie du Sac, WI 53578
Prairie du Sac, WI 53578
Phone Number
(608) 644-1900
NAIC Number
11741
Website
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