C
Bloomington Farmers Mutl Ins
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
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Premiums
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Major Rating Factors: Weak overall results on stability tests (1.4 on a scale of 0 to 10) including weak results on operational trends. Fair reserve development (4.6) as reserves have generally been sufficient to cover claims. Fair profitability index (4.6).
Other Rating Factors: Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (8.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Farmowners (50.2%), homeowners (25.2%), personal/comm auto (8.1%), comm multi (4.0%), fire (3.8%), other (8.8%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (72.2%), common stock (13.7%), cash (10.3%), real estate (0.2%), other (3.7%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
Wisconsin Association of Mutual Ins Companies
Investment Rating
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Company Address
131 Congress Street
Bloomington, WI 53804
Phone Number
(608) 994-2683
NAIC Number
11780
Largest Affiliates
C
Coloma, WI - P&C
C
Prairie du Sac, WI - P&C
C
U
Monticello, WI - P&C