Bloomington Farmers Mutl Ins
Major Rating Factors:
Weak overall results on stability tests (2.9 on a scale of 0 to 10) including negative cash flow from operations for 2025. The largest net exposure for one risk is excessive at 10.5% of capital. Fair profitability index (3.5) with operating losses during 2025. Fair reserve development (5.0) as reserves have generally been sufficient to cover claims.
Other Rating Factors:
Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (8.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Farmowners (51.7%), homeowners (22.8%), personal/comm auto (6.8%), comm multi (4.3%), fire (3.8%), other (10.6%)
Licensed in:
WI
Principal Investments:
Investment grade bonds (72.2%), common stock (21.1%), cash (4.7%), real estate (0.2%), other (1.9%)
Corporate Info
Group Affiliation
Mt Morris Mutual Ins Co
Investment Rating
--
Company Address
131 Congress Street
Bloomington, WI 53804
Bloomington, WI 53804
Phone Number
(608) 994-2683
NAIC Number
11780
Website
Largest Affiliates