Eagle Point Mutual Ins Co
Major Rating Factors:
Fair profitability index (3.7 on a scale of 0 to 10) with operating losses during 2023 and the first six months of 2025. Return on equity has been low, averaging 1.0% over the past five years. Weak overall results on stability tests (2.4) including weak results on operational trends. The largest net exposure for one risk is acceptable at 2.7% of capital. Good long-term capitalization index (6.9) based on good current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range over the last two years.
Other Rating Factors:
History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level. Excellent liquidity (7.5) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
G - Fast asset or premium growth.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Homeowners (44.8%), farmowners (43.5%), fire (4.0%), comm multi (0.5%), other (7.1%)
Licensed in:
WI
Principal Investments:
Common stock (73.7%), investment grade bonds (11.7%), cash (11.6%), preferred stock (1.7%), real estate (1.3%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
23 West Central Street
Chippewa Falls, WI 54729
Chippewa Falls, WI 54729
Phone Number
(715) 723-9333
NAIC Number
11767
Website
Largest Affiliates
No affiliate information available.