C
Med Prvdrs Mutl Ins Co A RRG
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Major Rating Factors: Weak overall results on stability tests (2.1 on a scale of 0 to 10) including weak results on operational trends, weak risk diversification and negative cash flow from operations for 2024. The largest net exposure for one risk is acceptable at 2.7% of capital. Good overall profitability index (6.1) despite operating losses during 2021 and the first three months of 2025. Return on equity has been good over the last five years, averaging 10.9%. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Ample reserve history (9.9) that helps to protect the company against sharp claims increases. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Med mal (100.0%)
Licensed in: DC
Principal Investments: Investment grade bonds (76.4%), cash (21.4%), preferred stock (2.0%), other (0.2%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
1050 30th Street, NW
Washington, DC 20007
Phone Number
(802) 479-7802
NAIC Number
11813
Largest Affiliates
No affiliate information available.