A
Medical Protective Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
7.20
Risk Adjusted
Capital Ratio #2
4.50
Loss
Ratio
71.35%
Total
Assets
6.46B
Capital
4.16B
Net
Premiums
400.98M
Net
Income
53.71M
My Lists My Alerts
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
47.44%
2023
0
0
0
0.00%
47.29%
2022
0
0
0
0.00%
45.44%
2021
0
0
0
0.00%
44.40%
2020
0
0
0
0.00%
42.45%
2019
0
0
0
0.00%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
1
1
2
50.00%
39.39%
2021
0
1
1
100.00%
40.41%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
29
541
570
94.91%
96.06%
2023
34
479
513
93.37%
95.22%
2022
27
452
479
94.36%
96.00%
2021
18
364
382
95.29%
93.58%
2020
22
487
509
95.68%
94.02%
2019
33
417
450
92.67%
94.59%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
11
155
166
93.37%
92.29%
2023
13
137
150
91.33%
92.52%
2022
7
101
108
93.52%
92.14%
2021
11
115
126
91.27%
91.74%
2020
18
83
101
82.18%
93.85%
2019
11
92
103
89.32%
93.92%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3
46
49
93.88%
81.35%
2023
8
62
70
88.57%
74.87%
2022
23
47
70
67.14%
72.69%
2021
10
48
58
82.76%
79.01%
2020
9
45
54
83.33%
80.13%
2019
1
32
33
96.97%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1
3
4
75.00%
12.20%
2023
5
6
11
54.55%
16.34%
2022
7
17
24
70.83%
11.13%
2021
10
17
27
62.96%
18.93%
2020
3
5
8
62.50%
20.93%
2019
11
16
27
59.26%
16.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
0
0
0
0.00%
35.67%
2022
0
0
0
0.00%
37.14%
2021
0
0
0
0.00%
35.46%
2020
0
0
0
0.00%
33.86%