B
Selective Ins Co (New England)
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
872
391
1,263
30.96%
23.88%
2024
1,048
456
1,504
30.32%
23.31%
2023
1,100
444
1,544
28.76%
22.83%
2022
963
418
1,381
30.27%
23.10%
2021
910
387
1,297
29.84%
22.81%
2020
789
289
1,078
26.81%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
260
134
394
34.01%
49.08%
2024
272
154
426
36.15%
47.46%
2023
271
136
407
33.42%
47.29%
2022
257
132
389
33.93%
45.44%
2021
253
118
371
31.81%
44.40%
2020
228
84
312
26.92%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
61
47
108
43.52%
42.44%
2024
75
53
128
41.41%
41.75%
2023
69
49
118
41.53%
38.64%
2022
63
44
107
41.12%
39.39%
2021
66
46
112
41.07%
40.41%
2020
69
98
167
58.68%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
96
28
124
22.58%
38.98%
2024
159
41
200
20.50%
39.58%
2023
159
44
203
21.67%
36.96%
2022
127
40
167
23.95%
37.07%
2021
134
49
183
26.78%
39.17%
2020
195
65
260
25.00%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2
9
11
81.82%
83.87%
2024
2
10
12
83.33%
81.44%
2023
2
8
10
80.00%
74.87%
2022
2
7
9
77.78%
72.69%
2021
2
7
9
77.78%
79.01%
2020
2
10
12
83.33%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
64
99
163
60.74%
13.25%
2024
67
97
164
59.15%
12.32%
2023
72
103
175
58.86%
16.34%
2022
69
101
170
59.41%
11.13%
2021
65
87
152
57.24%
18.93%
2020
59
72
131
54.96%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
77
36
113
31.86%
45.21%
2024
101
52
153
33.99%
45.23%
2023
102
49
151
32.45%
44.64%
2022
83
42
125
33.60%
46.15%
2021
86
39
125
31.20%
46.87%
2020
85
28
113
24.78%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
10
18
28
64.29%
63.59%
2024
11
18
29
62.07%
63.97%
2023
10
17
27
62.96%
62.55%
2022
10
16
26
61.54%
56.52%
2021
10
16
26
61.54%
62.74%
2020
8
16
24
66.67%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
116
36
152
23.68%
34.83%
2024
132
42
174
24.14%
35.33%
2023
127
44
171
25.73%
35.67%
2022
124
53
177
29.94%
37.14%
2021
126
46
172
26.74%
35.46%
2020
118
37
155
23.87%
33.86%