Missouri Doctors Mutual Ins Co
Major Rating Factors:
Poor long-term capitalization index (0.0 on a scale of 0 to 10) based on weak current risk adjusted capital (severe and moderate loss scenarios). A history of deficient reserves (0.4) that places pressure on both capital and profits. Deficiencies in the two year reserve development occurred in three of the previous five years and ranged between 1,908.5% and 4,375.4%. Weak profitability index (0.1) with operating losses during 2023 and 2025.
Other Rating Factors:
Weak overall results on stability tests (0.0) including weak risk adjusted capital in prior years, weak risk diversification and weak results on operational trends. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
Principal Lines of Business:
Med mal (100.0%)
Licensed in:
MO
Principal Investments:
Real estate (18.7%), cash (7.9%), other (73.4%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
601 Francis Street
Saint Joseph, MO 64501
Saint Joseph, MO 64501
Phone Number
(816) 901-9950
NAIC Number
11964
Website
Largest Affiliates
There are no affiliate to display.