B
WestGUARD Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings WestGUARD Ins Co
Wilkes-Barre, PA
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Rating B
Capitalization Index 7.20
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 4.80
Reserve Adequacy Index 6.90
Stability Index 8.20
Company Info WestGUARD Ins Co
Wilkes-Barre, PA
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Industry P&C
NAIC Number 11981
Phone Number --
Website www.guard.com
Address 39 Public Square Wilkes-Barre, PA 18701
Balance Sheet WestGUARD Ins Co
Wilkes-Barre, PA
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Total Assets 1.95B
Capital and Reserves WestGUARD Ins Co
Wilkes-Barre, PA
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Risk-Adjusted Capital Ratio #1 1.14
Risk-Adjusted Capital Ratio #2 1.12
1-Year Reserve Development 0.31%
2-Year Reserve Development 2.25%
Capital 1.68B
Premium to Surplus 1.66%
Reserves to Surplus 5.63%
Investments WestGUARD Ins Co
Wilkes-Barre, PA
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 83.55%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios WestGUARD Ins Co
Wilkes-Barre, PA
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Medical Loss Ratio --
Cash From Underwriting -29.28%
Combined Ratio 147.15%
Expense Ratio 45.01%
Loss Ratio 102.15%
Net Premium Growth -35.33%
Other Medical WestGUARD Ins Co
Wilkes-Barre, PA
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability WestGUARD Ins Co
Wilkes-Barre, PA
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Net Income 1.29M
Net Premium 27.88M
Health Premium --