C
Auto Club Property-Casualty
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.59
Risk Adjusted
Capital Ratio #2
1.24
Loss
Ratio
68.70%
Total
Assets
137.34M
Capital
27.99M
Net
Premiums
65.72M
Net
Income
3.58M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
2,994
603
3,597
16.76%
23.88%
2024
3,166
636
3,802
16.73%
23.31%
2023
3,075
458
3,533
12.96%
22.83%
2022
2,954
408
3,362
12.14%
23.10%
2021
2,875
374
3,249
11.51%
22.81%
2020
2,694
535
3,229
16.57%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3
1
4
25.00%
49.08%
2024
3
1
4
25.00%
47.46%
2023
3
1
4
25.00%
47.29%
2022
3
1
4
25.00%
45.44%
2021
3
1
4
25.00%
44.40%
2020
2
1
3
33.33%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
10
4
14
28.57%
42.44%
2024
9
4
13
30.77%
41.75%
2023
11
3
14
21.43%
38.64%
2022
9
2
11
18.18%
39.39%
2021
9
3
12
25.00%
40.41%
2020
6
9
15
60.00%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
460
376
836
44.98%
38.98%
2024
523
352
875
40.23%
39.58%
2023
716
345
1,061
32.52%
36.96%
2022
534
248
782
31.71%
37.07%
2021
618
312
930
33.55%
39.17%
2020
651
325
976
33.30%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
81.44%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
14
5
19
26.32%
13.25%
2024
20
6
26
23.08%
12.32%
2023
22
8
30
26.67%
16.34%
2022
23
9
32
28.13%
11.13%
2021
26
9
35
25.71%
18.93%
2020
18
4
22
18.18%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
328
289
617
46.84%
45.21%
2024
336
295
631
46.75%
45.23%
2023
312
291
603
48.26%
44.64%
2022
312
282
594
47.47%
46.15%
2021
344
312
656
47.56%
46.87%
2020
389
357
746
47.86%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3
1
4
25.00%
34.83%
2024
2
1
3
33.33%
35.33%
2023
2
1
3
33.33%
35.67%
2022
3
1
4
25.00%
37.14%
2021
3
1
4
25.00%
35.46%
2020
3
1
4
25.00%
33.86%