Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3,166
636
3,802
16.73%
23.31%
2023
3,075
458
3,533
12.96%
22.83%
2022
2,954
408
3,362
12.14%
23.10%
2021
2,875
374
3,249
11.51%
22.81%
2020
2,694
535
3,229
16.57%
21.51%
2019
3,542
747
4,289
17.42%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
3
1
4
25.00%
47.44%
2023
3
1
4
25.00%
47.29%
2022
3
1
4
25.00%
45.44%
2021
3
1
4
25.00%
44.40%
2020
2
1
3
33.33%
42.45%
2019
3
2
5
40.00%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
9
4
13
30.77%
41.75%
2023
11
3
14
21.43%
38.64%
2022
9
2
11
18.18%
39.39%
2021
9
3
12
25.00%
40.41%
2020
6
9
15
60.00%
48.09%
2019
10
4
14
28.57%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
523
352
875
40.23%
39.58%
2023
716
345
1,061
32.52%
36.96%
2022
534
248
782
31.71%
37.07%
2021
618
312
930
33.55%
39.17%
2020
651
325
976
33.30%
35.42%
2019
703
353
1,056
33.43%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
81.35%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
0
0
0
0.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
20
6
26
23.08%
12.20%
2023
22
8
30
26.67%
16.34%
2022
23
9
32
28.13%
11.13%
2021
26
9
35
25.71%
18.93%
2020
18
4
22
18.18%
20.93%
2019
28
9
37
24.32%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
336
295
631
46.75%
45.22%
2023
312
291
603
48.26%
44.64%
2022
312
282
594
47.47%
46.15%
2021
344
312
656
47.56%
46.87%
2020
389
357
746
47.86%
43.90%
2019
564
544
1,108
49.10%
42.09%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2
1
3
33.33%
35.33%
2023
2
1
3
33.33%
35.67%
2022
3
1
4
25.00%
37.14%
2021
3
1
4
25.00%
35.46%
2020
3
1
4
25.00%
33.86%
2019
3
1
4
25.00%
34.01%