B
National Casualty Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.77
Risk Adjusted
Capital Ratio #2
3.36
Loss
Ratio
60.89%
Total
Assets
1.13B
Capital
230.40M
Net
Premiums
164.74M
Net
Income
11.38M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
3,868
485
4,353
11.14%
23.88%
2024
5,122
672
5,794
11.60%
23.31%
2023
6,892
970
7,862
12.34%
22.83%
2022
7,618
1,055
8,673
12.16%
23.10%
2021
8,051
1,025
9,076
11.29%
22.81%
2020
8,008
971
8,979
10.81%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
41
41
82
50.00%
49.08%
2024
62
57
119
47.90%
47.46%
2023
109
98
207
47.34%
47.29%
2022
129
118
247
47.77%
45.44%
2021
143
123
266
46.24%
44.40%
2020
146
110
256
42.97%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
33
19
52
36.54%
42.44%
2024
71
37
108
34.26%
41.75%
2023
155
68
223
30.49%
38.64%
2022
180
77
257
29.96%
39.39%
2021
186
83
269
30.86%
40.41%
2020
189
90
279
32.26%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
615
108
723
14.94%
38.98%
2024
959
191
1,150
16.61%
39.58%
2023
1,240
234
1,474
15.88%
36.96%
2022
1,146
186
1,332
13.96%
37.07%
2021
1,204
186
1,390
13.38%
39.17%
2020
1,461
188
1,649
11.40%
35.42%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
95.15%
2024
0
0
0
0.00%
96.08%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
94.16%
2024
0
0
0
0.00%
92.29%
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2021
0
0
0
0.00%
91.74%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
1
2
50.00%
83.87%
2024
1
2
3
66.67%
81.44%
2023
1
3
4
75.00%
74.87%
2022
1
1
2
50.00%
72.69%
2021
2
0
2
0.00%
79.01%
2020
2
0
2
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
12
19
31
61.29%
13.25%
2024
16
23
39
58.97%
12.32%
2023
26
27
53
50.94%
16.34%
2022
32
30
62
48.39%
11.13%
2021
33
36
69
52.17%
18.93%
2020
33
35
68
51.47%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
592
881
1,473
59.81%
45.21%
2024
848
1,139
1,987
57.32%
45.23%
2023
1,124
1,613
2,737
58.93%
44.64%
2022
1,184
1,737
2,921
59.47%
46.15%
2021
1,218
1,668
2,886
57.80%
46.87%
2020
1,280
1,462
2,742
53.32%
43.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
5
5
100.00%
84.76%
2024
0
0
0
0.00%
84.35%
2023
0
0
0
0.00%
68.07%
2022
0
0
0
0.00%
77.84%
2021
0
0
0
0.00%
84.45%
2020
0
0
0
0.00%
83.02%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
2
3
66.67%
63.59%
2024
1
3
4
75.00%
63.97%
2023
2
3
5
60.00%
62.55%
2022
5
5
10
50.00%
56.52%
2021
4
7
11
63.64%
62.74%
2020
5
7
12
58.33%
61.51%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
27
0
27
0.00%
3.84%
2024
32
0
32
0.00%
4.30%
2023
32
0
32
0.00%
4.57%
2022
9
0
9
0.00%
4.29%
2021
0
0
0
0.00%
5.64%
2020
0
0
0
0.00%
5.60%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
90
42
132
31.82%
34.83%
2024
76
36
112
32.14%
35.33%
2023
77
44
121
36.36%
35.67%
2022
75
45
120
37.50%
37.14%
2021
72
38
110
34.55%
35.46%
2020
62
31
93
33.33%
33.86%