E
Phoebe Reciprocal RRG
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.59
Risk Adjusted
Capital Ratio #2
0.30
Loss
Ratio
85.68%
Total
Assets
4.63M
Capital
2.24M
Net
Premiums
731.11K
Net
Income
352.00K
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Weiss Ratings Phoebe Reciprocal RRG
Charleston, SC 		Click to
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Rating E
Capitalization Index 1.80
Investment Safety Index --
Liquidity Index 6.50
Profitability Index 3.10
Reserve Adequacy Index 2.90
Stability Index 0.00
Company Info Phoebe Reciprocal RRG
Charleston, SC 		Click to
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Industry P&C
NAIC Number 12004
Phone Number (843) 305-5383
Website --
Address 677 King Street Charleston, SC 29403
Balance Sheet Phoebe Reciprocal RRG
Charleston, SC 		Click to
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Total Assets 4.63M
Capital and Reserves Phoebe Reciprocal RRG
Charleston, SC 		Click to
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Risk-Adjusted Capital Ratio #1 0.59
Risk-Adjusted Capital Ratio #2 0.30
1-Year Reserve Development 3.09%
2-Year Reserve Development 15.14%
Capital 2.24M
Premium to Surplus 32.57%
Reserves to Surplus 104.69%
Investments Phoebe Reciprocal RRG
Charleston, SC 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Phoebe Reciprocal RRG
Charleston, SC 		Click to
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Medical Loss Ratio --
Cash From Underwriting 65.31%
Combined Ratio 115.06%
Expense Ratio 29.38%
Loss Ratio 85.68%
Net Premium Growth 20.49%
Other Medical Phoebe Reciprocal RRG
Charleston, SC 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Phoebe Reciprocal RRG
Charleston, SC 		Click to
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Net Income 352.00K
Net Premium 731.11K
Health Premium --