C
Districts Mutl Ins & Risk Mgmt
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (3.9 on a scale of 0 to 10) with operating losses during 2023 and 2024. Fair overall results on stability tests (3.8) including. The largest net exposure for one risk is excessive at 5.8% of capital. Strong long-term capitalization index (8.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Ample reserve history (9.4) that helps to protect the company against sharp claims increases. Excellent liquidity (8.2) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Work comp (31.9%), fire (10.9%), personal/comm auto (8.8%), other (48.4%)
Licensed in: WI
Principal Investments: Investment grade bonds (66.0%), common stock (17.0%), cash (13.1%), other (3.9%)
Ratios
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2-Year Reserve Development
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
212 West Pinehurst Trail
Dakota Dunes, SD 57049
Phone Number
(605) 422-2655
NAIC Number
12006
Largest Affiliates
There are no affiliate to display.