C
Coop Amer Physicians Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (4.1 on a scale of 0 to 10) with operating losses during 2025. Fair overall results on stability tests (3.5) including weak results on operational trends. Good long-term capitalization index (6.7) based on good current risk adjusted capital (severe loss scenarios).
Other Rating Factors: Ample reserve history (7.6) that can protect against increases in claims costs. Excellent liquidity (7.3) with ample operational cash flow and liquid investments.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Med mal (67.7%), other (32.3%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (80.2%), cash (11.2%), common stock (6.1%), preferred stock (1.1%), non investment grade bonds (0.4%), other (1.0%)
Ratios
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
333 South Hope Street
Los Angeles, CA 90071
Phone Number
(213) 473-8600
NAIC Number
12042
Largest Affiliates
There are no affiliate to display.