C
Coop Amer Physicians Ins Co
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.5 on a scale of 0 to 10) including weak results on operational trends. History of adequate reserve strength (5.8) as reserves have been consistently at an acceptable level. Strong long-term capitalization index (7.3) based on excellent current risk adjusted capital (severe and moderate loss scenarios).
Other Rating Factors: Excellent profitability index (8.6). Excellent liquidity (8.3) with ample operational cash flow and liquid investments.
Stability Factors: T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Med mal (60.3%), other (39.7%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (78.9%), cash (12.8%), common stock (6.5%), preferred stock (0.7%), non investment grade bonds (0.5%), other (0.6%)
Ratios
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Reserve to Surplus
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2-Year Reserve Development
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
333 South Hope Street
Los Angeles, CA 90071
Phone Number
(213) 473-8600
NAIC Number
12042
Largest Affiliates
No affiliate information available.