Crown Captive Ins Co (DC)
Major Rating Factors:
Poor long-term capitalization index (0.1 on a scale of 0 to 10) based on weak current risk adjusted capital (severe and moderate loss scenarios), although results have slipped from the good range over the last two years. A history of deficient reserves (1.8) that places pressure on both capital and profits. In 2024 and 2025 the one year reserve development was 25.4% and 61.5% deficient respectively. Weak profitability index (0.1) with operating losses during 2022, 2023, 2024 and 2025.
Other Rating Factors:
Vulnerable liquidity (0.0) as a spike in claims may stretch capacity. Weak overall results on stability tests (0.0) including weak results on operational trends, weak risk diversification and weak risk adjusted capital in prior years. The largest net exposure for one risk is excessive at 40.6% of capital.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
DC
Principal Investments:
Investment grade bonds (41.0%), common stock (22.2%), cash (13.6%), other (23.1%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
613 Second Street, NE
Washington, DC 20002
Washington, DC 20002
Phone Number
(202) 588-1214
NAIC Number
12156
Largest Affiliates
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