Restoration RRG Inc
Major Rating Factors:
A history of deficient reserves (2.6 on a scale of 0 to 10) that places pressure on both capital and profits. In 2023 and 2024 the two year reserve development was 29.8% and 55.8% deficient respectively. Good overall profitability index (6.7) despite operating losses during 2022. Return on equity has been fair, averaging 9.5% over the past five years. Good overall results on stability tests (6.4) despite. Stability strengths include excellent operational trends and good risk diversification.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Superior liquidity (9.1) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
VT
Principal Investments:
Investment grade bonds (66.9%), common stock (21.0%), cash (4.3%), non investment grade bonds (3.2%), other (4.7%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
126 College Street
Burlington, VT 05401
Burlington, VT 05401
Phone Number
(802) 734-2787
NAIC Number
12209
Largest Affiliates
No affiliate information available.