C
Restoration RRG Inc
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
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Major Rating Factors: Fair reserve development (3.1 on a scale of 0 to 10) as the level of reserves has at times been insufficient to cover claims. In 2023 and 2024 the two year reserve development was 29.8% and 55.8% deficient respectively. Good overall profitability index (6.6) despite operating losses during 2022. Good overall results on stability tests (6.7) despite. Stability strengths include excellent operational trends and good risk diversification.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.8) with ample operational cash flow and liquid investments.
Stability Factors:
Principal Lines of Business: Other (100%)
Licensed in: VT
Principal Investments: Investment grade bonds (67.9%), common stock (21.0%), cash (6.9%), non investment grade bonds (2.6%), other (1.6%)
Ratios
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2-Year Reserve Development
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
126 College Street
Burlington, VT 05401
Phone Number
(802) 734-2787
NAIC Number
12209
Largest Affiliates
There are no affiliate to display.