Major Rating Factors:
Fair overall results on stability tests (3.2 on a scale of 0 to 10) including weak results on operational trends. Strong long-term capitalization index (8.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (8.1) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (7.4). Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Work comp (97.8%), fin guar/surety (2.2%)
Licensed in:
All states except HI, ND, PA, WV
Principal Investments:
Investment grade bonds (61.3%), cash (1.7%), other (37.0%)
Corporate Info
Group Affiliation
None
Investment Rating
Company Address
22777 Springwoods Village Parkway
Spring, TX 77389
Spring, TX 77389
Phone Number
(346) 474-9296
NAIC Number
12297
Website
Largest Affiliates
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