C
Twin Lights Ins Co
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
--
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
3
1
4
25.00%
22.83%
2022
11
5
16
31.25%
23.10%
2021
9
6
15
40.00%
22.81%
2020
21
13
34
38.24%
21.51%
2019
31
27
58
46.55%
22.66%
2018
14
7
21
33.33%
21.92%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
1
4
5
80.00%
44.64%
2022
11
15
26
57.69%
46.15%
2021
24
30
54
55.56%
46.87%
2020
30
79
109
72.48%
43.90%
2019
103
181
284
63.73%
42.09%
2018
47
116
163
71.17%
39.60%